FINALLY.....there is GREAT news to report.....but first I want to THANK YOU ALL for all the great solutions and encouraging comments you left for me.....we could not go to a check cashing place to cash the check because we had already deposited it into our account and the bank would not give it back.....we could not take a loan out against it because there was still a hold on the check and federal guidelines does not allow that with out of state checks.....ANYWAY.....I had mentioned that I had to think things through because I was too upset to think about anything rational....well later that evening I told Allen that he needed to call our financial investment guy because I did not think that he is aware that this would happen to us....at least he did not mention any thing about it to me....So first thing yesterday morning Allen called him and Mike (the investment guy) flipped and said that the bank is not held to stone about such guidelines about the hold....and he also did not understand why the bank just did not call the bank in Boston right away to verify the money was there....so Mike told Allen to meet him at the bank at around 3 and that Mike would go in and fight for our money to be released...Mike previously was a bank manager before becoming a financial advisor so he knows all the ins and outs of banking and said that he would get us our money released....WELL....SURE ENOUGH HE DID.......THANK GOD......MIRACLES DO HAPPEN....and a cashier's check in on the way this morning to the law offices of the mortgage company to stop the foreclosure....they said as long as it was sent before next week that there would be NO FORECLOSURE....PRAISE GOD....our house is safe!!!!!!!
WHAT A MASSIVE RELIEF it is for us......I want to THANK YOU ALL for your prayers and positive thoughts....I just know that you all had God's ear and heart in this matter. It feels like a huge weight has been taken off our shoulders.....right now Allen and I are trying to sort out who to pay first and how to go about it all in the best and fastest way....but the MOST important thing is finally paid up to date and thatis the mortgage....Now money every month will automatically be sent to the mortgage company to pay the monthly payments...the reason we did not just pay the whole thing off is because taking that kind of money out of the retirement fund would cause MAJOR penalties with the IRS and so on.....but the money will go from the fund to the mortgage company and we NO LONGER have to worry about mortgage payments....with the amount of money we did receive....the IRS took over $14,000 of the money....that is alot of money just to hand over.....that is just penalties...not taxes....so we do not get that money back....I personally do not want to hand over any more money to them...
GOD BLESS this financial advisor-Mike....he truly is an angel in disguise...I so appreciate everything he has done for us...always with a happy tone to his voice and a happy heart....we really are BLESSED to have him on our side!
I just wanted to share the GOOD news with all of you....again...Allen and I THANK YOU ALL from the bottom of our hearts for your prayers and support....you truly have blessed our lives and heart....Your kindness will come back to you all ten-fold....I truly believe that!!!
Have a GREAT friday...HUG THOSE YOU LOVE......PEACE!!!